The renewal notice is the one time a lender competes for you
A renewal letter from your current lender is one number, not a market. Before you sign it, A.J. runs a Renewal Rate Review against what else is available across Manitoba’s banks, credit unions and monoline lenders, at no cost and no obligation.
AJ helped me and my wife refinance our mortgage and helped lower our payments to increase our cash flow. It was a great experience and I would HIGHLY recommend him for all your mortgage needs!
Auto-renewing is the easiest way to overpay
Your current lender’s renewal offer is built to be signed without a second look. A Renewal Rate Review changes that.
- 01
Your renewal offer, checked
A.J. compares the rate and terms your lender sent against what else is available for your situation, before you sign anything.
- 02
One conversation, real numbers
A short call covers your mortgage balance, remaining term and goals, then A.J. tells you plainly whether renewing as-is makes sense.
- 03
You decide, no pressure
If your current offer is already competitive, A.J. will say so. If not, you’ll know what switching could realistically save.
Manitoba-licensed · MB 600871. A.J. compares options across major banks, credit unions and monoline lenders, at no cost to talk and no obligation.
A.J. Nayo is a Mortgage Associate with Pineapple National Inc., a licensed mortgage brokerage in Manitoba (Licence No. MB 600871†). Rates, terms and program eligibility are not guaranteed by this page and are confirmed directly with A.J. and the lender at time of application. Nothing here is financial or legal advice.